Budget
Velocity and category pacing so you see pressure on your plan before the month ends.
Weekly pace
Dining₱4,280
Transport₱1,050
Safe to spend72%
Personal & business finance — private by design
Your ledger, organized — personal or business.Finn surfaces the next step, privately.
Finsharc is an intelligent co-pilot for personal and business finance on iPhone and Android, with agentic AI that helps you act on your numbers. Private by design, capable offline, and built to keep you oriented — not overwhelmed.
Meet Finn
Finn the Agentic AI for Finances
Finn helps you capture spending with OCR and voice, turn bank notifications into drafts you approve, and understand personal and business cash flow without dumping your ledger into the cloud. It is the same agentic layer behind budgets, insights, and the academy — so learning and doing stay in one place.
Explore
Where to go next
One list, four destinations — no duplicate card grids.
- Features
Budgets, business wallets, reporting, and on-device intelligence in one product.
Learn More - Demo
Interactive build in a phone frame — same flows as the mobile apps.
Learn More - Support
Bugs, questions, and product feedback straight to the team.
Learn More - Blog
Agentic finance, privacy, and how operators use Finsharc.
Learn More
Principles
Built like serious software
- Privacy by design
- Sensitive flows stay on your devices — no selling signals from your ledger.
- One app, many hats
- Personal, local, and business profiles stay separated so reporting stays honest.
- Intelligence on-device
- Guidance and capture run where your data already lives, on iOS and Android.
Why Most Finance Apps Stall
The majority of budgeting tools fail quietly: usage peaks, then drops. Finsharc is structured around sustained engagement — clear surfaces, private intelligence, and depth for personal and business finance.
Finsharc compared to typical consumer finance apps
Typical apps
Finsharc
Intelligence
Manual entry that fades after a week or two
Predictive guidance that reduces repetitive work
Access
Cloud-only stacks that leave you dependent on connectivity
Offline-first core so critical views work without the network
Privacy
Business models built on data resale and ad targeting
Privacy by design — your financial signals stay under your control
Retention
Static charts with little reason to return
Habit systems that reward consistency without gimmicks
Business wallet & profiles
Personal apps bolted on as “business mode” without real separation
Business wallets, business profiles, and local profiles with clear boundaries
Logging & sync
Manual capture that stops when the network drops
Automated logging that continues offline and reconciles when you reconnect
Tax & compliance
Export to spreadsheets; you rebuild tax logic every quarter
Tax-oriented workflows and calculations aligned to how you actually operate
Currency & markets
Single-currency thinking or brittle currency toggles
Currency conversion and market context without cluttering the daily view
Reporting
Screenshots and PDFs instead of a real balance sheet
Balance sheet–grade summaries and the reporting operators expect
Core Capabilities
Budget, save, invest, and grow — each surface is designed for clarity and calm, with room to go deeper when you need it.
Save
Goals with measurable progress and timely encouragement — without noisy notifications.
76%
Emergency fund
Target · Dec 2026
Invest
PSE, U.S. equities, and crypto in one restrained view — signal over noise.
Portfolio
+2.4%
Past 30 days · blended
PSEUSCrypto
Grow
Net worth and milestones in clear typography, with context when you connect accounts.
Net worth
₱ —
Illustrative trend · connect accounts to sync
Inside the app
Quick Access, accounts, and tools — one calm home surface
This screen is how most days start: jump to budgets and goals, peek at linked wallets, open AI Chat, and see whether the week is drifting — without digging through menus.
- Quick Access — Budget, Goals, Recurring, Loans, Invest, Business, Learn, Tax, and more in a single grid.
- My Accounts — savings and debit-style cards with balances so cash position stays obvious.
- More tools — AI Chat, currency, notes, shopping lists, and other utilities beside your ledger.
- This Week — a simple bar chart for pacing spend against the week you are in.
On-device intelligence
Private Answers. No Ledger in the Cloud.
Ask questions in plain language and get context-aware responses from models that run on your hardware — including agentic workflows that propose next steps while you stay in control. Receipts and statement exports can be interpreted locally — suitable for personal use and for operators who cannot ship sensitive files to third-party APIs.
- Structured capture for receipts and exports, with review before anything is committed.
- Prompts tuned for budgets and cash flow — not generic financial trivia.
- Aligned with native iOS and Android app experiences.
Assistant
On-device · Private
What changed in my spending this week?
Dining is up slightly versus your four-week average. Utilities are unchanged.
Latest capture
Weekend market
₱1,240.00 · Food
Processed on-device
Illustrative UI. Finsharc assistant and capture flows ship in the mobile apps.
365
Active Streak
A single, visible commitment metric — designed to reinforce consistency over perfection.
Long-term engagement
Rewards for Showing Up
Members who maintain a 365-day activity streak qualify for Lifetime Pro — a one-time milestone instead of an endless subscription ladder.
Final rules and eligibility will be published at launch. The intent is straightforward: sustained use should be recognized with lasting access to premium capabilities.
Download
Get Finsharc on your phone
Native iOS and Android builds with offline-friendly flows, widgets, and on-device intelligence. Use the badges when App Store and Google Play listings are live.
- Same account across devices; business and personal profiles stay separated.
- Updates ship through the stores — turn on auto-update for the latest fixes.
Common Questions
Straight answers about platforms, privacy, and getting access.
What platforms does Finsharc support?
Finsharc is built for native iOS and Android. Install from the App Store and Google Play when listings are live.
How does Finsharc protect my data?
We design around privacy first: sensitive processing can stay on your device, with offline-capable workflows so you are not dependent on always-on cloud sync for core views.
Is Finsharc only for personal finance?
No. Finsharc supports personal use and business-oriented workflows—including business wallets, profiles, tax-friendly exports, and reporting suited to operators who outgrow spreadsheets.
How do I join the beta?
Tap Join the Beta in the header or home page to open the waitlist form. We onboard in cohorts and reply when capacity allows.
Who do I contact for support?
Reach us at info@finsharc.com or use the Support page form for feedback, bugs, or account questions.
Get closer to Finsharc
Request a spot on the Beta waitlist to try native builds early, or join our community to swap tips, report rough edges, and see what we ship next. Both paths help shape agentic finance on your terms — private, practical, and built for real personal and business use.